FAQs

  • The new health care law sets up a Health Insurance Marketplace in each state, which is your one-stop shopping destination for health insurance. It works in the same way you would shop for any other important item in your life: You look at all the available options in your area, compare each plan’s features and prices side-by-side, then choose the one that fits your needs and your budget.

  • When you buy health insurance coverage in the Marketplace, you may be able to get a premium tax credit that lowers what you pay in monthly premiums. This will depend on your household size and income. 87% qualify for a tax credit.

  • The Health Insurance Marketplace offers a variety of plans to pick from. You have the option to pick a Bronze Plan, Silver Plan or Gold Plan. Plans in each category pay different amounts of the total costs of your healthcare. For instance, you may pay 40% of the cost if you go with the Bronze plan, 30% with Silver, and 20% with Gold. Co-pay and deductibles may apply.

  • When applying for health insurance (Medicare, Medicaid, or the Marketplace) you must have the following for the entire household:

    • Income

    • DOB

    • Social Security Numbers

    • Contact Information

  • If you are 65 or older or if you are disabled then you may qualify for or already have Medicare. If you are already enrolled in Medicare and have any questions about the program or its services, then you can contact a local SHIP Counselor for free information.

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